payzapp

Primarily our app focuses on providing a system for the merchants to accept crypto as payment system . Our aim is to reduce the friction related to merchants. If more merchants start to accept the crypto as a currency then the mainstream adoption would start to increase and that will in turn flourish the industry.

Merchants can easily accept crypto to their account abstracted wallets and they would be notified when a payment is recieved through a dedicated hardware.

Merchants can push offers running on their shops through our platform to regular customers

customers can get no collateral loan and repay them in EMI's

along with that they can do offline transaction by sending an sms from the registered phone number to our sms server.

More than that users doesnt have to worry about managing wallet address. You can sent money from one phone number to another easily. Provided that the reciepient is also registered on paypaya

Yes we know crypto has a bigger purpose than just being a currency. But we do belive that basic financial access should be given to each and every individual on the planet.

We are building on top of the Kinto network which is basically an EVM based L2. Their native account abstraction and kinto ID is used to give loan and other important features to users.

Merchant to users messaging channel is planning to be implemented using XMTP.

Users can actually rate the merchants if they have already done a transaction . This attestation is planning to be implemented on the sign network.